She’s supposed to be unstoppable, but so far her imminent candidacy has been an utter train wreck. The use of private email at the State Department is a serious issue, and yesterday at the United Nations she didn’t have anything near a good explanation for it. Plus, there are a number of points where Hillary asks us to simply take her on faith on matters where there’s absolutely no reason to give her the benefit of the doubt. Such as:

1) She says that of the 60,000 emails she apparently wrote using her personal email, only one was to a foreign official, and he was British. Uh-huh.

2) Clinton says that of the 62, 230 emails she wrote, 31,830 were “private,” meaning personal. I don’t know about you, but I’d be in serious trouble at my workplace if over 50 percent of the email I wrote was personal.

3) Clinton says that she’s turning over everything that’s relevant, and not emails about things like Chelsea’s wedding. Why on earth should we believe her? She also admits to deleting a significant amount of email, so we’ll probably never know the truth.

4) A note on technology: Clinton says maybe she should have used two phones with separate email accounts. Just so you know, Mrs. Clinton, you could have more than one email account on a single phone. (Since you’re so interested in “convenience.”)

5) Clinton says there were “no security breaches” on her server, which is, apparently, in her home in Chappaqua. How would she know—has she brought in a security expert to check? (Answer: She couldn’t know.)

Here’s the main thing about this: If Clinton’s motive for using her personal email really was “convenience,” how arrogant of her to think that she can ignore rules for which there are actually good reasons to exist just because she finds them inconvenient. And that’s the best possible explanation. An equally possible one is that she’s secretive and wanted to control what emails were preserved for history, and that she holds herself above the law.

There is a great opportunity for another Democratic candidate to get in the race here. Can you imagine the amount of free media the person would receive?

But for the Democrats, I think, it’s more than an opportunity—it’s a need. If they don’t have a Hillary Clinton insurance policy, they might just be handing the presidency over to the Republican party.